Whether the property is for your own business use or held as an investment, an initial discussion with our commercial mortgage brokers will confirm the benefits of employing our professional assistance.

In a typical deal our assistance will cover the following areas:

• An initial discussion to determine the level of finance required and what is available in the market place. This will include an indication of the likely rate of interest based on your circumstances.
• As independent brokers we will conduct a comprehensive and fair analysis of the market in order to find the most appropriate finance for you. This may involve obtaining quotes from several lenders.
• We will agree and provide details of your fees prior to the work being undertaken.
• We may be remunerated by way of commission from the lender upon completion of your lending facility', but that will be taken into consideration when agreeing a fee with you.
• An estimate of all fees will be provided to include valuation, legal and bank fees. Where possible we will negotiate fees on your behalf.
• A full application including a detailed lending report with full supporting information is sent to the selected lender for approval.
• From the approval stage to drawdown we liaise with the valuer, the solicitor and the lender to ensure a speedy and trouble free route to completion.

Brent King are registered with the National Association of Commercial Finance Brokers and are compliant with their code of conduct.

Get professional help to financially plan ahead

There are many factors to consider when choosing bank funding with the wrong decision being potentially costly and time consuming. Brent King provides that independent advice often sought when time pressure is mounting and choice of lender is proving increasingly difficult.

• Sit down with us for a consultation. We have strong working relationships with most lenders and have a full understanding of lending criteria in the current economic climate.
• We can fully assess your lending requirements and submit a professionally prepared lending proposal which can make all the difference.
• Brent King has access to a wide variety of lenders including High Street Banks, various Building Societies involved in the Commercial sector and several specialised lenders.
• We have direct access to many of the decision makers and can negotiate the most advantageous terms available.

Commercial mortgages for all types of property

At Brent King we provide Commercial Mortgages for both owner occupied and investment purposes which include the following:

• Offices, Warehouses and Industrial units.
• Leisure including pubs, hotels and restaurants.
• Nursing Homes, Care Homes and Day Nurseries.
• High Street Retail premises, and semi commercial property.
• if any of the mortgages are secured against a residential property , "Your home may be repossessed if you do not keep up repayments on your mortgage".

What terms can I expect?

Each deal is generally assessed on its own merits, but for the right proposition the following terms are achievable:

• Facilities up to 75% of valuation, (up to 80% for owner occupiers)
• Repayment plan of up to 25 years
• Competitive rates are available based upon your circumstances